It is important to understand that loan programs for small business provided through the SBA come from private institutions as well as other institutions. The SBA’s main function is a guarantor of loans. This means they guarantee the loan for you in case you cannot pay it back. Getting a small business loan from the SBA means that if you couldn't get a regular loan from a bank for your business because of personal or business credit problems the SBA can guarantee it for you and give you access to a bank loan. There are 11 loan programs offered through the SBA. You can find Small Business Loans in this section.
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Small Business Loans
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The SBA’s Office of Disaster Assistance is in charge with providing accessible financial assistance. Disaster Assistance loans are offered to businesses of all sizes, homeowners and renters. |
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Small Business Loans
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The Loan Prequalification program gives business owners the opportunity to have their loan application for $250,000 or less reviewed and analyzed by a SBA-designated intermediary before sending it to lenders for consideration. |
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Small Business Loans
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The Certified Development Company Loan Program includes a loan secured from a private-sector lender with a senior lien, and a loan secured from a CDC with a junior lien covering up to 40 percent of the total cost. |
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Small Business Loans
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Small businesses can obtain up to $35,000 as a short term loan. This loan is not guaranteed by the SBA and is available in selected locations across the US. |
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Small Business Loans
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Basic 7(a) Loan Guaranty is the most flexible business loan program because of the variety of general business purposes that can be financed through it. It also helps small business qualify for financing when regular lending channels are not possible. |
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Small Business Grants and Loans 