Small businesses can obtain up to $35,000 as a short term loan. This loan is not guaranteed by the SBA and is available in selected locations across the US.
The Loan Prequalification program gives business owners the opportunity to have their loan application for $250,000 or less reviewed and analyzed by a SBA-designated intermediary before sending it to lenders for consideration.
Basic 7(a) Loan Guaranty is the most flexible business loan program because of the variety of general business purposes that can be financed through it. It also helps small business qualify for financing when regular lending channels are not possible.
The SBA’s Office of Disaster Assistance is in charge with providing accessible financial assistance. Disaster Assistance loans are offered to businesses of all sizes, homeowners and renters.
The Certified Development Company Loan Program includes a loan secured from a private-sector lender with a senior lien, and a loan secured from a CDC with a junior lien covering up to 40 percent of the total cost.
Small Business Grants and Loans 