Each state has its own home ownership grant programs. You should take a few minutes to verify your eligibility for local HUD home buying program and possibly receive a homeowner grant.

Almost all cities and counties provide direct grants and/or financial help to repair your house. If not, many local organizations such as state housing authorities, community housing action groups and your local Habitat for Humanity can provide financial help.

Stafford Loans are also known as Federal Family Education Loans (FFEL) and William D. Ford Direct Loan (Direct Loan). The main difference between the FFEL and Direct Loan is that under FFEL, funds come from a participating bank while the Direct Loan comes from the Federal Government. Eligibility, rules and the amount you can receive is identical for both programs, only the repayment plans are different.

Pell Grants are mostly for undergraduate students who have not earned a bachelors or professional degree. Students who are in a post-baccalaureate program may still receive a Pell Grant.