HUD, through the FHA, provides mortgages where the cost of home improvements related to energy efficiency can be added to a mortgage. A 3% minimum down payment is required for this program.
This Federal grant program (LIHEAP)is managed individually by each state and is designed to help eligible households pay their winter or summer energy bills. The requirements are usually based on your household income and your home energy costs.
Weatherization assistance helps low income families to permanently reduce their energy cost by making their house more energy efficient. The great thing about this program is it helps reduce your energy bill month after month enabling you to save money year after year.
Housing grants 
