MyGovernmentResources - Government Grants, Small Business Grants, Housing Grants, Education Grants, Minority Grants

Frequently asked questions

How much money is available?

The government gives out $400 billion in grants annually. You decide how much money you need, as long as it meets the government agencies criteria, the money is yours to keep and never has to be repaid (unless you’re applying for a loan, loan guarantee or collateral). This money is non taxable & interest free (unless, naturally it’s a loan). Individual grant amounts vary greatly because every program has its own amount limits. Please remember that other type of financial aid sometimes come in the form of low interest loans, loan’s collateral or guarantees which are not direct grants.

Do I have to pay the money back?

Direct grant money is not a loan. Indirect grants money comes in the form of a low interest loan, guarantee or collateral are related to loans. Trying to get money through a conventional bank can be very time consuming and requires a lot of paperwork, so even with government backed loan the process is usually much faster because these banks are used to deal with the government programs and also usually have expedited process. Government agencies do not have to operate under the same stringent requirements that non participating banks do.

This sounds too good to be true

The referral companies’ evaluating your file deal with the same government-backed institutions as George W. Bush did before he became President. In fact, he received $200,000,000 dollars to build his team a new baseball stadium, turning a $600,000 investment into $15,000,000.

That been said no one can ever guarantee you will receive a grant (whether direct or indirect in the form of a loan), only the government agency providing the funds can. If someone ever tells you they have a check ready or are guaranteed a direct grant or loan they are misleading. As in any money matter simply be cautious and use your judgment.

How does this work?

You submit a quick, two minute initial application over the web. Your information will be reviewed by an advisor from an independent company (we do not review your information ourselves as we only offer a free referral service). Your grants and financial aid advisor can access a computerized database of over 1,000s of different programs (the same ones present on the agencies’ sites). The advisor will then call you to let you know about your eligibility. A good advisor should be able to tell you which program(s) you are eligible and which ones you are not, how long it should take, what are the criteria plus what you need to provide and do.

Is there a fee involved?

Our referral service is free.

The initial evaluation of your information should be done without cost by an advisor from an independent company. You will then be contacted by phone or email by an one of their advisors and he or she should be able to tell you more about your eligibility and should explain your remaining steps. Your advisor should also explain their fee. As we something refer people to different companies we do not know in advance how much their service cost and the price evolution. You should keep in mind that it may be important to act quickly as many programs have changing criteria, limited funding and expiration dates.

Am I guaranteed to receive a grant?

No. This decision is made only by the government agencies you are applying. However, the advisor who will be assigned to work with you at the referred company will maximize your chances by making sure you are applying correctly and to the right program(s). If for any reason you do not meet the qualifications for a particular program the grant advisor can maybe help you find a different one to apply.

How do I get started?

Just click the "Apply now" link below. There is no obligation on your part, and you should receive a response within 2-4 days. Make sure you provide your phone number and availability and verify your email in the next 2-4 business days as some of the companies offering the advisor service sometimes use email to contact you instead of calling.

What should I ask the grant advisor?

Anything you feel right. You can verify the quality and experience of your advisor. Here are a few questions you can ask an advisor; which programs am I eligible for? What are the criteria for these programs? How long does it take to get the financial aid? How long do their process works? How much their service cost? If any, how much work will I have to do myself? Do they offer a guaranty? What happens if I’m not happy with the service? What is their customer service number and hours? The advisor should be able to answer those questions.

What if I am not happy with their service?

First, as for any purchases make sure you respect sale policies and the guaranty. If you respect these and the company is not acting according to their terms and guaranty you have another possibility. If you paid by credit card the simplest way is to call you credit card company within 60 days (sometimes 120 days) explain your situation and they should provide you with options to find a solution. You can proceed the same way if you paid by check or automatic bank transfer by contacting your bank. You usually have 30 days to do the same with your bank.

Can I apply to a grant myself?

You can. The same way you can do your taxes yourself, you can also prefer to use an accountant or specialized company to do your taxes.

You can research, find the criteria, check your eligibility, apply and follow up on your application yourself. There are no secret grant programs. All the programs are online. We already provide information for many direct and indirect grants. More program information will be added in the future. At the end of the day the choice is yours.

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Free evaluation by a grants advisor

Responses within 24-48 hours